In October 2024, the U.S. housing market experienced a slight uptick in foreclosure activity, with 30,784 properties filing for foreclosure—marking a 4% increase from the previous month but an 11% decrease year-over-year. This nuanced trend shows foreclosure levels remain relatively low despite monthly rises. Foreclosure starts rose 6% from September, while completed foreclosures increased by 12%, reflecting a modest escalation in proceedings that may be influenced by broader economic conditions.
Rob Barber, CEO of ATTOM, noted that while foreclosure activity has risen, seasonal factors may offer brief relief, but economic dynamics should be closely monitored as we move into 2025. Nevada led the country with the highest foreclosure rate, followed by New Jersey and Florida, underscoring regional disparities in foreclosure rates across the U.S.
Foreclosure Rates by State
Foreclosure rates saw a slight increase from the previous month but remained lower than last year. Read on for October 2024 foreclosure rates across all 50 states, starting with the state that had the worst foreclosure rate.
- Nevada
Leading the nation in the worst foreclosure rate, Nevada saw one foreclosure for every 2,741 housing units in October 2024. Of the state’s 1,288,357 housing units, 470 went into foreclosure. The counties with the worst foreclosure rates were Lyon, Clark, Washoe, and Elko.
- New Jersey
New Jersey ranked second with one foreclosure per 3,059 housing units. The state, with 3,756,340 housing units, recorded 1,228 foreclosures in October. The top counties for low foreclosure rates were Cumberland, Salem, Sussex Camden, and Burlington.
- Florida
In third place, Florida had a foreclosure rate of one in every 3,086 housing units. Out of 9,915,957 housing units, 3,213 went into foreclosure. The counties with the lowest rates were Osceola, Charlotte, Hernando, Polk and Lake.
- California
California ranked fourth with a foreclosure rate of one in every 3,152 housing units. Of its 14,424,442 housing units, 4,577 were in foreclosure. The counties with the most foreclosures included Los Angeles, Riverside, San Bernardino, and San Diego.
- South Carolina
South Carolina took the fifth spot with one foreclosure for every 3,272 housing units. The state’s 2,362,253 housing units saw 722 foreclosures. Leading counties for foreclosure activity were Horry, Berkeley, York, Dorchester, Richland, and Charleston.
- Connecticut
Ranked sixth, Connecticut had one foreclosure for every 3,272 housing units in October 2024. Out of 1,531,332 housing units, 468 went into foreclosure. The counties with the highest foreclosure rates were Windham, Fairfield, New Haven, Tolland and Litchfield.
- Maryland
Maryland came in seventh, with a foreclosure rate of one in every 3,322 housing units. With 2,531,075 housing units, the state recorded 762 foreclosures. The lowest foreclosure rates were seen in Baltimore City, Charles, Cecil, Prince George’s, and Allegany.
- Delaware
Delaware ranked eighth with one foreclosure per 3,345 housing units. Out of 451,556 housing units, 135 entered foreclosure. The counties with the worst foreclosure rates were New Castle, Kent, and Sussex.
- Illinois
In ninth place, Illinois saw one foreclosure for every 3,398 housing units. Of the state’s 5,427,357 housing units, 1,597 went into foreclosure. Leading counties for overall foreclosure activity included Cook, Lake, DuPage, Kane, and McHenry.
- Indiana
Indiana ranked tenth with a foreclosure rate of one in every 3,441 housing units. Out of 2,931,710 housing units, the state recorded 852 foreclosures. Top counties with worst foreclosure rate included Wayne, Newton, Marion, St. Joseph, and Vanderburgh.
- Ohio
Ohio took the eleventh spot with one foreclosure for every 3,450 housing units. With 5,251,209 housing units in the state, 1,522 went into foreclosure. The counties with the lowest foreclosure rates were Preble, Cuyahoga, Highland, Guernsey, and Lucas.
- Utah
Ranked twelfth, Utah had a foreclosure rate of one in every 3,523 housing units. Out of 1,162,654 housing units, 330 went into foreclosure. The leading counties for foreclosure activity were Salt Lake, Utah County, Weber, Davis, and Washington.
- Michigan
Michigan came in thirteenth with a foreclosure rate of one in every 3,918 housing units. Of the state’s 4,580,447 housing units, 1,169 were foreclosed. The counties with the highest foreclosure activity included Wayne, Oakland, Macomb, Genesee and Kent.
- Iowa
Iowa ranked fourteenth with a foreclosure rate of one in every 4,096 housing units. Out of 1,417,064 housing units, 346 went into foreclosure. Top counties were Polk, Linn, Black Hawk, Scott, and Warren.
- Texas
In fifteenth place, Texas had a foreclosure rate of one in every 4,605 housing units. Of the state’s 11,654,971 housing units, 2,531 entered foreclosure. Leading counties for foreclosure rates included Liberty, Medina, Kaufman, Franklin, and Kinney.
- New York
New York ranked sixteenth with one foreclosure for every 4,829 housing units. Out of 8,494,452 housing units, 1,759 went into foreclosure. The counties with the highest number of foreclosure filings included Kings, Nassau, Suffolk, Queens, and Bronx.
- Arizona
In seventeenth place, Arizona saw one foreclosure per 4,863 housing units. With 3,097,768 housing units in the state, 637 went into foreclosure. The counties with the highest number of foreclosure filings were Maricopa, Pima, Pinal, Mohave, and Yuma.
- Louisiana
Louisiana ranked eighteenth with a foreclosure rate of one in every 5,001 housing units. Out of 2,080,371 housing units, 416 entered foreclosure. Leading counties for foreclosure activity included Orleans, East Baton Rouge, Tangipahoa, Caddo, and Ouachita.
- Oklahoma
Oklahoma came in nineteenth with one foreclosure for every 5,308 housing units. The state’s 1,751,802 housing units saw 330 foreclosures. The top counties for foreclosure rates were Greer, Woodward, Tulsa, Coal, and Cotton.
- Alabama
Alabama ranked twentieth, with one foreclosure for every 5,329 housing units. Out of 2,296,920 housing units, 431 went into foreclosure. The counties with the lowest foreclosure rates were Hale, Wilcox, Pike, Lowndes, and Cullman.
- Maine
In twenty-first place, Maine had a foreclosure rate of one in every 5,337 housing units. With 741,803 housing units, 139 foreclosures occurred in October. The leading counties were Cumberland, York, Penobscot, and Kennebec.
- North Carolina
North Carolina ranked twenty-second with one foreclosure per 5,429 housing units. Out of 4,739,881 housing units, the state recorded 873 foreclosures. The counties with the worst foreclosure rates were Anson, Scotland, Gates, Swain, and Iredell.
- Massachusetts
Massachusetts took the twenty-third spot with one foreclosure for every 5,648 housing units. Of the state’s 2,999,314 housing units, 531 went into foreclosure. Leading counties for foreclosure activity included Worcester, Hampden, Middlesex, Plymouth, and Essex.
- Georgia
In twenty-fourth place, Georgia saw a foreclosure rate of one in every 5,675 housing units. Out of 4,426,780 housing units, 780 went into foreclosure. The counties with the highest foreclosure filings were DeKalb, Fulton, Cobb, Gwinnett, and Bibb.
- Kentucky
Kentucky ranked twenty-fifth with one foreclosure for every 6,387 housing units. Out of 1,999,202 housing units, 313 entered foreclosure. Leading counties for foreclosure rates included Carroll, Trimble, Breathitt, Menifee, and Bracken.
- New Mexico
New Mexico took the twenty-sixth spot with a foreclosure rate of one in every 6,460 housing units. Out of 943,149 housing units, 146 went into foreclosure. The counties with the highest foreclosure filings were Bernalillo, Valencia, Doña Ana, Eddy, and San Juan.
- Minnesota
Minnesota ranked twenty-seventh with one foreclosure per 6,740 housing units. With 2,493,956 housing units, 370 foreclosures were recorded. The top counties for foreclosure activity included Hennepin, Ramsey, Dakota, and Anoka.
- Virginia
In twenty-eighth place, Virginia saw one foreclosure for every 7,053 housing units. Out of 3,625,285 housing units, 514 went into foreclosure. Leading counties for foreclosure filings were Fairfax, Prince William, Portsmouth City, Henrico, and Norfolk City.
- Idaho
Idaho ranked twenty-ninth with one foreclosure for every 7,159 housing units. Out of the state’s 758,877 housing units, 106 went into foreclosure. The counties with the highest foreclosure filings were Ada, Canyon, Bonneville, Kootenai, and Bingham.
- Arkansas
In thirtieth place, Arkansas had a foreclosure rate of one in every 7,415 housing units. With 1,371,709 housing units, 185 went into foreclosure. The leading counties for foreclosure activity included Pulaski, Jefferson, Benton, Saline and Crawford.
- Pennsylvania
Pennsylvania ranked thirty-first with one foreclosure for every 7,424 housing units. Out of 5,753,908 housing units, 775 went into foreclosure. The counties with the highest foreclosure filings were Philadelphia, Allegheny, Delaware, Montgomery, and Bucks.
- Rhode Island
Rhode Island came in thirty-second, with one foreclosure per 7,668 housing units. With 483,053 housing units, the state recorded 63 foreclosures. The counties with the lowest foreclosure rates were Providence, Kent, Bristol, Washington, and Newport.
- Washington
Washington ranked thirty-third with one foreclosure for every 7,713 housing units. Out of 3,216,243 housing units, 417 entered foreclosure. The counties with the highest foreclosure filings were King, Pierce, Clark, Spokane, and Kitsap.
- North Dakota
In thirty-fourth place, North Dakota saw a foreclosure rate of one in every 7,923 housing units. With 372,376 housing units, the state recorded 47 foreclosures. The counties with the highest foreclosure filings were Ward, Cass, Williams, Burleigh, and Grand Forks.
- Missouri
Missouri ranked thirty-fifth with one foreclosure for every 8,343 housing units. Of the state’s 2,795,030 housing units, 335 went into foreclosure. Leading counties for foreclosure activity included St. Louis County, Jackson, Jefferson, St. Louis City, and Jasper.
- Nebraska
Nebraska came in thirty-sixth, with a foreclosure rate of one in every 8,743 housing units. Out of 848,023 housing units, 97 entered foreclosure. The top counties for foreclosure rates were Dundy, Kimball, Scotts Bluff, Seward, and Box Butte.
- Wisconsin
Wisconsin ranked thirty-seventh with one foreclosure for every 8,907 housing units. Of the state’s 2,734,511 housing units, 307 went into foreclosure. The counties with the highest foreclosure filings were Milwaukee, Waukesha, Racine, Kenosha, and Marathon.
- Wyoming
Wyoming took the thirty-eighth spot with one foreclosure for every 9,424 housing units. Out of 273,291 housing units, 29 went into foreclosure. The leading counties for foreclosure filings included Fremont, Sweetwater, Campbell, Park, and Goshen.
- Tennessee
Tennessee ranked thirty-ninth with a foreclosure rate of one in every 9,841 housing units. With 3,050,850 housing units, the state saw 310 foreclosures. The counties with the highest foreclosure filings were Shelby, Davidson, Hamilton, Rutherford, and Knox.
- New Hampshire
In fortieth place, New Hampshire had one foreclosure for every 10,005 housing units. Out of 640,335 housing units, 64 went into foreclosure. The counties with the highest foreclosure rates were Merrimack, Hillsborough, Grafton, Coos, and Rockingham.
- Oregon
Oregon ranked forty-first with one foreclosure per 10,452 housing units. With 1,818,599 housing units, 174 went into foreclosure. The leading counties for foreclosure activity included Multnomah, Washington, Clackamas, Lane, and Marion.
- Colorado
In forty-second place, Colorado saw a foreclosure rate of one in every 10,917 housing units. Out of 2,500,095 housing units, 229 went into foreclosure. The counties with the highest foreclosure filings were El Paso, Arapahoe, Pueblo, Jefferson, and Denver.
- Hawaii
Hawaii ranked forty-third with a foreclosure rate of one in every 11,446 housing units. Out of 560,873 housing units, 49 went into foreclosure. The counties with the lowest foreclosure rates were Honolulu, Hawaii County, and Maui.
- Alaska
In forty-fourth place, Alaska had one foreclosure for every 12,213 housing units. With 317,529 housing units, the state saw 26 foreclosures. The counties (or boroughs) with the highest foreclosure filings were Anchorage, Fairbanks North Star, Kenai Peninsula, Matanuska-Susitna, and Dillingham.
- Kansas
Kansas ranked forty-fifth with a foreclosure rate of one in every 12,915 housing units. Out of 1,278,548 housing units, 99 went into foreclosure. Leading counties for foreclosure activity were Butler, Sedgwick, Shawnee, Wyandotte, and Johnson.
- Mississippi
Mississippi came in forty-sixth with one foreclosure for every 15,057 housing units. Of the state’s 1,324,992 housing units, 88 went into foreclosure. The counties with the highest foreclosure filings were Harrison, Hinds, Pearl River, Jackson, and Warren.
- West Virginia
West Virginia ranked forty-seventh with one foreclosure for every 15,910 housing units. Out of 859,142 housing units, 54 went into foreclosure. The counties with the highest foreclosure filings were Kanawha, Cabell, Hancock, Marion, and Mercer.
- Vermont
Vermont ranked forty-eighth with a foreclosure rate of one in every 22,343 housing units. With 335,138 housing units, the state recorded 15 foreclosures. The counties with the lowest foreclosure rates were Orleans, Bennington, Rutland, Windsor, and Chittenden.
- Montana
In forty-ninth place, Montana had one foreclosure for every 24,640 housing units. Out of 517,430 housing units, 21 went into foreclosure. The counties with the highest foreclosure filings were Yellowstone, Lincoln, Cascade, Sheridan, and Mineral.
- South Dakota
South Dakota had the highest foreclosure rate in the country in October 2024, with one foreclosure for every 26,210 housing units. With 393,150 housing units, the state saw only 15 foreclosures. The counties with the worst foreclosure rates were Minnehaha, Pennington, and Codington.
Discover ATTOM’s full breadth of foreclosure data and how it provides insight into loan default trends, property risks, and investment opportunities, empowering stakeholders to make informed decisions based on timely and comprehensive market data.
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